Streamline your vendor contacts and get pro recommendations. Your retail, cash, experience and charity registries, all in one place. Already a member? Log In. Skip to Main Content. First Name. Last Name. Looking for a couple's website or registry? Find It. Access your policy online to pay a bill, make a change, or just get some information.
If your policy is with Jewelers Mutual Insurance Group, log in or call For all other policies, call or log in to your current Homeowners , Renters , or Condo policy to review your policy and contact a customer service agent to discuss your jewelry insurance options. Login for quick access to your previous policy, where all of your vehicle information is saved. With just a few clicks you can look up the GEICO Insurance Agency partner your insurance policy is with to find policy service options and contact information.
GEICO has no control over their privacy practices and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website. It's devastating to have jewelry that represents special moments in your life get damaged, lost, or stolen. A specialized jewelry insurance policy provides comprehensive coverage.
Coverage against scenarios—like mysterious disappearance or unexplained loss —that may not be covered by standard homeowners or renters insurance or by warranties. And, you won't be able to tell your old piece from the new in the event of a loss, damage, theft, or disappearance.
The jewelry experts at Jewelers Mutual will repair or replace to a level of indistinguishable kind and quality. You can complete the online application in about 10 minutes and, in most cases, be insured as soon as it's received. Get your free quote now , and find out how affordable jewelry insurance can be. The above is meant as general information and as general policy descriptions to help you understand the different types of coverage.
These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Any information that you provide directly to Jewelers Mutual on its website is subject to the privacy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for the privacy practices or your use of their website. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions. We're here for you 24 hours a day, 7 days a week. The quickest way to contact us is through our app or online. You can also ring us by phone.
Search geico. Search Top Searches. Access Your Policy. Tyler Krowiorz is the brand marketing manager for Jewelers Mutual Insurance Group , a company that has been providing insurance to the jewelry industry since He has over a decade of experience within the company. We've compiled a comprehensive guide to engagement ring insurance and asked Krowiorz to weigh in on what it takes to make sure you'll be able to enjoy your ring for years to come—no matter what life throws at your left hand.
Here's everything you need to know about getting your wedding rings insured. The cost of coverage will vary greatly based on several factors including the value of your ring, where you live and theft rates in the area , and whether or not your policy has a deductible.
Premiums will always be higher for policies with lower or no deductibles. Krowiorz adds that insurance typically costs between one to three percent of the value of the item being insured but can be outside this range based on individual risk characteristics.
You might not initially be thinking of anything happening to your precious and sentimental token, but the sooner it's insured, the sooner you'll be protected. Once purchased, you or your partner can begin to shop for ring insurance providers.
Krowiorz notes that the timeline can vary depending on the individual case. Coverage can be provided right away after the application, appraisal, and sales receipts are submitted or may take an estimated two to four business days if subject to underwriting review.
When it comes to insuring your engagement ring or other valuable pieces, for that matter , you have two options. If you have homeowner's or renter's insurance, you can purchase an extension also called a rider that covers your engagement ring specifically.
But, there is something to keep in mind. If you don't have homeowner's or renter's insurance you can take out a policy through an independent company that specializes in jewelry insurance like Jewelers Mutual.
Independent companies like these are also worth a look at if your wedding ring insurance provider doesn't offer the specific coverage you require.
Be sure to have all of the facts and information when evaluating insurance options, even if you're just choosing to add a rider to the current policy. Being adequately informed is of the utmost importance in deciding on which insurance option or provider is best suited to your needs.
Make sure to ask a potential policy provider important questions like:. As you get answers to these questions, you'll have a better sense of which provider can offer the best ring insurance. You can't protect the value of your ring if you don't know its worth. An appraisal will account for all the key elements of value including carat weight, cut, color, clarity, and quantity of diamonds; types of metal and weight; shape and carat weight of other stones; and any distinctive markings, model numbers, or stamps.
Current retail prices in the regional market, origin of the materials used, and craftsmanship of the piece are also taken into account. If your center stone is around half a carat or larger, your jeweler will often provide a diamond certificate or grading report from an independent gemological laboratory like the Gemological Institute of America GIA , the organization that founded the "4Cs" used to evaluate diamonds: color, cut, clarity, and carat weight.
This assessment of quality—while not an appraisal—lists all of the measurements your appraiser will need to make the most accurate determination of value. This detailed information can also help track down your specific diamond if it's ever stolen.
Find a reputable appraiser with sparkling reviews, preferably one who also holds a graduate degree in gemology and is a member of a national appraisal society. The GIA recognizes these associations. And, make sure that the appraisal value is accurate and not inflated.
The good news is your engagement ring was a smart investment.
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